STATEN ISLAND, N.Y. — It’s only natural that the Staten Island Board of Realtors (SIBOR) is interested in credit scores. These numbers can help or hinder your ability to purchase a home, or how much interest you will be paying on your mortgage.
This is why we find the following column from the New York Times, “Why You Have 49 Different FICO Scores,” so intriguing:
As a consumer, you hear a lot about the importance of maintaining a good credit score. Most often, that means your FICO score — the score developed by the company of the same name to help lenders evaluate the creditworthiness of a potential borrower. But it probably makes more sense to talk about your credit scores, plural.
That’s because other outfits produce credit scores, too — and FICO itself has many different varieties of scores, depending on the type of loan you’re seeking. In fact, John Ulzheimer, a credit expert, has worked with Creditsesame.com to create a snazzy infographic (which you can click on above, and then zoom in on) showing a total of 49 different versions of your credit score under the FICO umbrella. READ MORE …
About The Staten Island Board of REALTORS® (SIBOR)
The Staten Island Board of REALTORS® (SIBOR) is the largest not-for-profit trade association in Staten Island, N.Y.
SIBOR exists to enhance the ability and opportunity of its members to conduct their business successfully and ethically; and to promote the preservation of the public’s right to own, transfer and use real property.
Comprised of over 1,600 members, SIBOR serves real estate agents, brokers and affiliated professionals throughout the borough and surrounding areas.
SIBOR is the provider of the Staten Island Multiple Listing Service Inc. (SIMLS), which works as a clearinghouse through which more than 250 local real estate firms exchange information on properties they have listed for sale. Together, its members participate in over 3,000 real estate transactions every year.
All SIBOR members belong to the New York State Association of REALTORS® (NYSAR) and the National Association of REALTORS® (NAR).
SIBOR may be reached at 718-928-3220 and viewed online at http://siborrealtors.com. SIBOR may also be visited on Facebook at “Staten Island Living,” on Twitter via @SIBOR, and on YouTube at the Staten Island Board of Realtors and RelevantPR channels.
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